Terms & Conditions

01About the website

Store Online Digital (storeonlinedigital.com) provides free online calculators for salary, income tax, end-of-service pay, property costs, land measurement and utility bills, along with Urdu and text tools and explanatory guides. The website is run by Adnan Naseem in Lahore, Pakistan.

02Free to use

All tools and guides are free. You do not need an account, and we do not charge for any calculation. We may show advertising to cover the cost of running the website.

03Results are estimates

Our calculators apply published rates and formulas to the numbers you enter. The result is an estimate for planning and understanding. It is not an official assessment, a tax return, a payslip, a legal opinion or financial advice. Your employer, tax authority, utility company or the relevant government office makes the final calculation. Please read our Disclaimer for details.

04Acceptable use

You agree not to:

• use the website for anything unlawful or misleading;
• try to disrupt, overload or gain unauthorised access to the website or its server;
• copy the website's tools, code or guides in bulk and republish them as your own;
• use automated scripts to scrape content at a volume that affects the website.

05Content and ownership

The text, calculator code, design and images on this website belong to Store Online Digital unless stated otherwise. You may share links to any page and quote short parts of a guide with a link back to the source. Tax rates, laws and official figures we quote belong to the public bodies that publish them.

06Accuracy and updates

We check rates against official sources and show a “last checked” date on our tools and guides. Rules can change without notice, sometimes mid-year, and there may be a delay before a page is updated. If you spot an error, please tell us so we can fix it.

07Third-party links and advertising

Pages may link to government websites and other external sources, and may display ads from Google and its partners. We do not control those websites or ads and are not responsible for their content, products or services.

08Limitation of liability

The website is provided “as is” and “as available”. To the extent allowed by law, Store Online Digital is not liable for any loss or damage arising from the use of, or reliance on, any calculator result, guide or other content on the website, including financial decisions, payments, filings or agreements made on that basis.

09Changes to these terms

We may update these terms from time to time. Continued use of the website after a change means you accept the updated terms. The date at the top shows the current version.

10Governing law

These terms are governed by the laws of Pakistan, and any dispute will be subject to the courts of Lahore.

11Contact

Questions about these terms: contact@storeonlinedigital.com or WhatsApp 0321-6069209.